@LousyLefty I am not sure I'd worry about 2022s in that sense. While there are legitimate reasons to be concerned, the "we've got it worst" award has proven to be a traveling trophy. Everybody remember when the 2020s were getting absolutely hosed due to Covid? That only lasted so long before the 2021s dethroned the 2020s and we all had a pity party for the 2021s as the newer even more hosed class. But that eventually fell out of fashion, so today's flavor is the 2022s. I am not arguing the 2022s aren't hosed, but don't be surprised if the 2023s knock off the 2022s some time after Christmas...