With the 40 year plan in mind, I would reach out to a few more really good D3’s (or D2 or JUCO- depending on your preference). This allows you to hone in on most of variables that important to your family in a school match.
FYI, I am not sure a D3 can offer much right now- may depend on conference. Some conferences have rules about pre-read start periods as for D3 you must gain an admissions nod to the school before getting a “coach support” committment. Regardless, we found speaking to coaches and meeting in person really helped frame the process better so it’s worthwhile.