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Reply to "25% Rule"

Okay, I was mistaken...they offered 20k, not 20%. So, help me out here...the school's total cost of attendance is 75K (ouch). You take 20k off of that = 55k. I do the Net Price Calculator and let's say it says I have to pay 25K. I then apply for financial aid and hope for the best? Is that how this works? 

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