Just on one point, Backstop, and briefly because my phone typing stinks: money is an important part of the equation for sure, but my college Jr and his friends all HATE remote learning, and want no more of it. He says he learned nothing during the remote part of the semester (take that with some salt) and more importantly he really missed the social aspect of school. If there are no red cups and kegs to be enjoyed on Saturday nights next year, he and his friends do not want to be there.