What happens if they lose that card?
Bank of America (not my fav bank but)has a student checking where there are no fees and they get a visa check card. We told son it was NOT a credit card, so he never used it as credit and made sure he never spent more than his balance. In three years he only made one error and they have a forgiveness poliscy, plus they have a keep the change program. Example, if they make a purchase for 6.88 it's rounded to the next dollar and the change goes into his linked savings. He uses it to this day for everything and at the end of the month has some extra bucks in his account.