Particularly among HAs, I would expect a scenario more likely than taking a 5th (or 6th) year of college may be to enroll in grad school at a D3. Good for programs like UChicago, WuStL, Emory, Hopkins that have well-known grad programs in a variety of fields. I know some of these programs picked up former Ivy players as grad students for 2021. Maybe less good for undergrads hoping for playing time at those schools.