If the finances don't work out, there are plenty of good juco options in NJ, PA and MD. He could even transfer to that same D3 after one of two years at juco (if both parties are still interested). And if he does better than expected, he may have even more options. And, it's never too late for juco. You'll just want to find the right fit, because he'll want to be somewhere that he gets playing time. What's his position?