quote:any tips on how to negotiate with private schools???
Your best bet with private schools is 'merit' based aid. If you're looking for 'need' based aid then money in the child's name really hurts, money in taxable accounts is considered next.
Being old (like me!) and near retirement doesn't really help much since it is probably the time in your life when you assets are at there max value...

It doesn't seem fair that they seem to consider any money you have as 'available'....