Conky,
OK, so you have finished high school, but don't have the courses to play either D1 or D2. That means that you are classed as a non-qualifier, and registering for the Clearinghouse really isn't an issue.
There won't be much impact if you transfer to a D2, as long as you complete 12 credit hours on average for each full time term of JC enrollment, and get a 2.0 GPA. You also need to attend JC for two full-time semesters.
To transfer to a D1 school without sitting a year, you will need to have completed an AA degree. You would need a 2.0 GPA, 48 transferrable hours, with 6 hours of English and 3 hours of math.