"Team error" only applies in NFHS rules. Here is a case from official casebook-
9.5.5 SITUATION B:
B1 hits a pop-up behind second base that could easily be caught by either F4 or F6. The ball is not caught.
RULING: Since the ball could have been caught, it is a team error and is not a hit.
Personally I always like to rule in favor of the pitcher as its his a$$ on the line. I would definately score the play as a fielders choice, credit f4 with an assist and then assign "team error" on play if it was clearly obvious that the ss had no real error on his part. OBR rules demand a personal error assignment but High school rules allow for both personal and team error situations.