Reply to "Labrum surgery - Cost? And does insurance help pay?"

lafmom5,000+ posts

"Elective" doesn't mean a surgery that insurance won't pay for. For example, if you need a knee replacement, it's elective versus emergent (heart bypass).

Your son's torn labrum should absolutely be paid for by your insurance company. However, you have to go to providers that participate with the insurance. It sounds like your son followed the medical plan of care and participated in therapy, etc. which obviously wasn't successful. There is no reason that your insurance shouldn't pay, but get all preauths up front as always.

9/8/089:02 AM

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