Tx,
At least as posted, it was not a parent who got the email. It was the player who signed up and got the solicitation.
Geez, we have posts about University of Houston getting defrauded, Rudy in a scheme, and this is just business as usual?
If selling their client list to credit card issues/banks, for a profit, is good for every BeRecruited member, far be it from me to question.
I am expressing the view that this is not where recruiting services should be making money.
Like I said, I don't have a son/daughter going to college and don't have to worry about their getting the card and ruining their credit for 7 years...which has been such a scam on college campuses.
I wonder how many will get the email, sign up, don't tell Mom and Dad and guess what happens?
I have a serious issue with the concept/business result of credit cards being offered to 18 year old by BeRecruited. This might be the way internet businesses operate. I don't think it needs to be in situations like this where a credit card, poorly used, can have 7-10 years negative impact on a college age student.
Welcome to America. Marketing happens. Raise the kids right and pray for the best. You need to trust them at some point.
If I may make a far-fetched, radical suggestion, people do have the option of reading the terms of use agreements and privacy policies of web sites instead of just hitting the "I agree" button.
If you don't like the terms, don't sign up and give them your personal information.
If you don't like the terms, don't sign up and give them your personal information.
Throw the offer in the trash and call or write be recruited.com and tell them to stop selling your info.
It's a great example to teach your kids yet again there's no free lunch in life. Strings and trade offs always exist...and can exist for a long time in this example.
quote:Originally posted by Swampboy:
If I may make a far-fetched, radical suggestion, people do have the option of reading the terms of use agreements and privacy policies of web sites instead of just hitting the "I agree" button.
If you don't like the terms, don't sign up and give them your personal information.
Swampboy,
After I posted my comment yesterday, I went out to BeRecruited.com and read their service agreement when signing up and searched their website, I found no indication that any information would be used by or given to a third party to solicite anything, nor did I find any indication that BeRecruited would solicate sales for a third party or allow this to happen. I also found no opt out ability to prevent getting unwanted information or solicitations.
Now, to be fair, I only spent about 20 minutes looking and was specifically searching for this information. It is very possible I missed it as sometimes the obvious isn't so obvious.....
It's cleverly hidden on their privacy policy page:
"We also use personal information to send you newsletters, information, offers and other promotional materials for beRecruited.com's or third parties' goods or services. We attempt to send you offers that are of value to you, such as discounts, exclusive offers or special event information. The Site provides you with options to decline to receive communications from beRecruited.com (other than those contained in Operational Communications). Some of these options may only be for a certain category of communications; others may be more general. By posting a profile on the Site, you are opting in to receive the beRecruited.com by Mail email. To stop receiving beRecruited.com by Mail, you must delete your account which you can do at any time by logging into your account and going to "Delete Account" which is part of the "My Profile" section of the site."
"We also use personal information to send you newsletters, information, offers and other promotional materials for beRecruited.com's or third parties' goods or services. We attempt to send you offers that are of value to you, such as discounts, exclusive offers or special event information. The Site provides you with options to decline to receive communications from beRecruited.com (other than those contained in Operational Communications). Some of these options may only be for a certain category of communications; others may be more general. By posting a profile on the Site, you are opting in to receive the beRecruited.com by Mail email. To stop receiving beRecruited.com by Mail, you must delete your account which you can do at any time by logging into your account and going to "Delete Account" which is part of the "My Profile" section of the site."
quote:Originally posted by cball:
Throw the offer in the trash and call or write be recruited.com and tell them to stop selling your info.
+1
Selling personal info is a BIG business. Ever heard of "Junk Mail"??? Now it it is "Junk EMail"!!!
quote:Originally posted by Swampboy:
It's cleverly hidden on their privacy policy page:
"We also use personal information to send you newsletters, information, offers and other promotional materials for beRecruited.com's or third parties' goods or services. We attempt to send you offers that are of value to you, such as discounts, exclusive offers or special event information. The Site provides you with options to decline to receive communications from beRecruited.com (other than those contained in Operational Communications). Some of these options may only be for a certain category of communications; others may be more general. By posting a profile on the Site, you are opting in to receive the beRecruited.com by Mail email. To stop receiving beRecruited.com by Mail, you must delete your account which you can do at any time by logging into your account and going to "Delete Account" which is part of the "My Profile" section of the site."
Good find!
I just found it interesting that the email offered him his "FIRST CREDIT CARD". It should read, "Here's your chance to go into debt right out of high school, young man. No Job? No ability to pay the monthly bill? No problem! It's yours anyway! That's what Discover is all about. One day, you'll DISCOVER that you are deeply in debt.
quote:Originally posted by Strike 3:
I just found it interesting that the email offered him his "FIRST CREDIT CARD". It should read, "Here's your chance to go into debt right out of high school, young man. No Job? No ability to pay the monthly bill? No problem! It's yours anyway! That's what Discover is all about. One day, you'll DISCOVER that you are deeply in debt.
Yes, it's one of those sentimental "firsts" we'll look back on with misty eyes one day: "Awwww look, it's junior's first credit card! . . . Oh, and there's the picture of him when he saw how high the interest rate got raised after he missed his first payment! Wasn't that a grand surprise! What memories!"
quote:Originally posted by Strike 3:quote:Originally posted by dw8man:
I think the bigger issue is do the users of BeRecruited.com know their information is being sold to or used by credit card companies?
I didn't know our info was being "sold" to these companies. They are targeting kids who typically don't have jobs and the resources to pay the debt back.
Like it or not, your credit score is not an indicator of winning financially. All it tells you is whether you are good at borrowing money and paying it back. That’s it. It puts a number to how much you like debt. The best credit score should be a zero.
Banks handed these cards out to young adults that don't have the ability to repay their debt. I suppose they expect mom and dad to take care of it. Junior doesn;t tell mom or dad about the credit card, can't make payments and then winds up with bad credit which is worse than no credit at all.
Shoudn't they wait until these kids have jobs?
I was a supervisor for a major credit card company, you are right, the best credit for an 18, 19 year old with no job is no credit.
If you have an Amex charge card, add on your student for small purchases, it has to be paid back end of month (make him do it) and he can work towards credit as he matures, when off to college either give him a debit card attached to his checking or a pre paid card.
When son was in college he was given a line of credit from the bank where we opened up his student checking, we did cosign. It began as 500.00 dollars then in a few months it jumped to 10K, we gave it back, no wonder this country has financial problems.
The funniest thing is that they often turn down those that have jobs and able to repay, but turn them down and extend to students.
Yes, they sold your sons info to a credit card company.