Congratulations, TurnTwoNet. You figured it out.
I suspect the picture that appears in your post is smaller than you expected. That's OK, it took me a while to get it right.
It looks from the details of your photo, that you used the properties of the thumbnail. Maybe you didn't notice that you can link to a larger size.
Like you, I use Webshots and have a suggestion. Go back to your thumbnail and click on it. It should open it up to a decent size image on a page similar to this:
Notice the link on the right side of the page that says,
link to it. That will open up a page similar to this:
Select the size of the photo you want to post
1. You can preview it to see how it will turn out. Then copy all the text (including the unseen characters (I use CTRL+A then CTRL+C keystrokes)) in the
direct link to image field
2. You already know where to paste it in the HSBBW reply window.
The result should look like this: