Originally Posted by TPM:
Originally Posted by roothog66:
Originally Posted by TPM:
Originally Posted by ReggieD:
My son is a high school senior, just turned 18. He had some medical stuff going on the day after his birthday and the insurance company would no longer speak to my husband and I directly ... we had to get my son on the phone to give them approval to speak to us. And it only covered that one conversation, you can't put a long standing directive on ..
If your son is on your insurance that you are paying and still a dependent, you have every right to speak to them regarding his care.
Ask for a supervisor. If they still do not allow it, have your son sign a release.
Make sure that when your kids go off to school you communicate to the athletic trainer or the training department that you would like a release signed your son to discuss any issue (make it major) with the team doctor if necessary.
If your son is seriously hurt, the right thing for the coaching staff would be to contact you.
Unfortunately, no. Discussing an injury isn't the same thing, though, as discussing actual medical info that's in his file. However, most coaches now won't do it because they've been scared away from it by the school attorneys. Not to mention that some will use it as an excuse to hide behind. There is no all-encompassing form to give unrestricted consent. It's a case-by-case basis. Just because you pay the insurance gives you no rights, either. The same applies to a spouse. Now, having said that, info that's part of the school's files are different if they are education files. There still is a privacy statute, but it isn't HIPAA.
I didn't say discuss with doctor, I said discuss with insurance company.
I also didn't say that the coach should call up and describe what is wrong and give a diagnosis, but rather if the player is seriously hurt, a call should be in order if just to say we will make sure he is taken care of.
JMO
To be clear what I was saying - the doctor, the insurance company, the school - no "covered entity" can speak with anyone but the patient if it is an adult. the fact you pay the insurance doesn't matter. A coach, school, etc., can certainly discuss the actual injury with you, but the could not reveal stuff from the record that they learned from the record. For example, if your 18yo told the coach anything about the injury and what the doctor says, there is no obligation under HIPAA for him to keep it private. There may be other education privacy laws that apply, but usually not. What has happened, though, is that so few administrators, coaches, health companies, and attorneys understand what is and isn't covered that they go way overboard to make sure they comply. In the OP's case, the coach can talk to the dad about the injury and what it means to his season. I was simply addressing your assertion that you would have a right to make the insurance company talk to you because you pay the bill. You have no such right. Just because your kid is your dependent at 18, that doesn't make him a minor.