Friend has a now grown son who used to be a D3 pitcher. While he was pitching, he blew his UCL and needed TJS.
I didn't know his son pitched or had TJS until way after the son finished school. But, I had questions about it and he shared something that I never thought about until he mentioned it.
He said it was too bad that he blew it out pitching in a summer college league game and not when he was pitching for the school in the spring...because...then the school would have paid for the surgery and it wouldn't have fallen on the family insurance (and out of pocket).
How does it work when a kid is playing in school from August through May? Are all medical expenses related to baseball injuries covered by the school? Does it have to happen in a game or practice? What about training in the weight room?
Is it coordinated in any way with the kid's own medical insurance? Does it vary from school to school?